Loan RatesEFFECTIVE DATE: June 23, 2010. Quoted rates and products subject to change daily without notice. Please contact us directly for the most current rates. Advertised rates are the lowest available based on credit score. Rates on some loans may be higher based on credit scores at the time of application. |
| Rate Type | Term (mos) | LTV | Ln Fee | Rate | APR | Payment |
| Fixed | up to 120 | 90% | None | 6.99% | 6.99% | $11.61 |
| Fixed | up to 180 | 90% | None | 7.49% | 7.49% | $9.26 |
| Fixed | up to 240 | 90% | None | 7.99% | 7.99% | $8.36 |
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The Payment example above is based on a $50,000 loan with no fees. The Payment shown is the principal and interest amount due each month for the Term shown for each $1,000 you borrow. To see what your monthly payment would be, divide your loan amount by 1,000; then multiply the monthly payment shown above by that amount. For example, the monthly payment for a loan amount of $50,000 would be: $50,000 divided by 1,000 = 50; 50 x $8.36 = $418.00. The payment does not include amounts for taxes and insurance premiums. The APRs and Payment examples shown above are for a subordinate lien loan. This means you have at least one other existing loan secured by the same property. There are no fees for these loans. Loan is subject to a prepayment penalty. A first lien home equity loan is subject to fees. There is no prepayment penalty. |
| Type | Financing | Rate | APR* |
| 2007 and Newer | 100% of purchase order | 6.240% | 6.523%* |
| 2006 and Older | 100% of purchase order | 7.240% | 7.412%** |
| * APR calculated on $25,000 loan with max term. Loan fee may be waived if refinancing from another lender. ** APR calculated on $10,000 loan with max term. Loan fee may be waived if refinancing from another lender. |
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For current rates and other information on our mortgage loan products, click here.
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