Rates

Loan Rates

EFFECTIVE DATE: January 3, 2012. Quoted rates and products subject to change daily without notice. Please contact us directly for the most current rates. Advertised rates are the lowest available based on credit score. Rates on some loans may be higher based on credit scores at the time of application.

Rate Type	Term (mos)	LTV	Ln Fee	Rate	APR	Payment
Fixed	up to 120	90%	None	6.49%	6.497%	$11.35
Fixed	up to 180	90%	None	6.99%	6.995%	$8.95
Fixed	up to 240	90%	None	7.49%	7.494%	$8.05

The Payment example above is based on a $50,000 loan with Anchor Bank paying up to $350.00 in closing costs. The Payment shown is the principal and interest amount due each month for the Term shown for each $1,000 you borrow.

To see what your monthly payment would be, divide your loan amount by 1,000; then multiply the monthly payment shown above by that amount. For example, the monthly payment for a loan amount of $50,000 would be: $50,000 divided by 1,000 = 50; 50 x $8.05= $402.50. The payment does not include amounts for taxes and insurance premiums.

The APRs and Payment examples shown above are for a subordinate lien loan. This means you have at least one other existing loan secured by the same property. Anchor will pay closing costs up to $350 for these loans. Loan is subject to a prepayment penalty.

A first lien home equity loan is not eligible for closing cost credit and will not be subject to a prepayment penalty.

Type	Financing	Rate	APR*
Current and prior two years	100% of purchase order	4.99%	5.271%*
Three years and older	100% of purchase order	5.99%	6.165%**

* APR calculated on $25,000 loan with max term. Loan fee may be waived if refinancing from another lender.
** APR calculated on $10,000 loan with max term. Loan fee may be waived if refinancing from another lender.

For current rates and other information on our mortgage loan products, click here.

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